planning

Are You a Smaller, a Baller, or an Aller?

2021 – 09/21 by Jeffrey Levine Whether it happens sooner (perhaps as early as next year) or later (but likely no later than 2026), there’s a good chance we’re going to see a significant drop in the federal estate tax exemption amount. And while there’s some uncertainty around exactly when it will happen, one thing…

Making Sense of Education Savings: What’s Right for You?

2021 – 08/23 by David Ressner Feeling overwhelmed by your college savings choices? It’s no wonder – there are myriad options, and which ones are a good fit will depend on your specific circumstances. Whether you’re saving for college, graduate school or some other educational credential, working alongside an advisor who understands the available savings…

SECURE Act 2.0 and Student Loans

2021 – 08/16 by Becca Craig Once in a while, the release of a sequel to a beloved movie franchise or the reboot of a classic TV series will garner a surprisingly huge amount of attention and excitement. The much-anticipated sequel to the 2019 SECURE Act, fittingly dubbed the SECURE Act 2.0, debuted in Congress in…

Pandemic Pivots: Questions to Ask Yourself About 7 Planning Topics

2021 – 08/09 by Jada Diedrich If the pandemic has proven anything, it’s that life-altering occasions—both those we experience firsthand and those that merely present themselves as possibilities—have the potential to uproot even the firmest of financial plans. Why? Because reminders of what’s most important to us—wake up calls about how we spend our time…

After Your Divorce is Finalized, What’s Next?

2021 – 07/27 by Katie Keary, CFP®, CDFA® The judge has signed off and you are officially divorced. Whether the process was quick or drawn out, contentious or amenable, exhausting or empowering, it was almost certainly emotional and you can now release that pent-up sigh of relief. But hold on a minute, because you haven’t…

Creating a Charitable Legacy for When You Are Gone

2021 – 07/15 by Elliot Dole, CFP® Not long ago I asked a philanthropic-minded member of the community for their thoughts around establishing a private foundation. After some reflection, this individual responded that they didn’t feel comfortable with the idea of others carrying forward their charitable mission, as whoever is chosen to lead the foundation…

Financial Planning and Identity Theft Prevention

2021 – 07/09 by Kent Schmidgall, Wealth Advisor Sssssnap! That was the sound of the proverbial camel’s back breaking in September 2017, after Equifax announced a data breach that exposed the personal information of an astounding 147 million people. A steady drumbeat of data breaches had occurred prior to this time, yet nothing of the…

College Athletic Scholarships: How to Play the Game

2021 – 07/07 by Jake Bleyenberg So, your kid is the next LeBron James or Megan Rapinoe. Congratulations, but this article isn’t for you, because your child is either going straight to the pros or is an elite athlete and will likely have many scholarship offers. You can skip the rest of this article and…

What You Need to Know About Parent PLUS Loans

2021- 05/24 by Becca Craig In pre-pandemic times, the end of March marked a significant milestone for the college-bound, as most universities aimed to deliver their regular admission decisions to thousands of anxious students. And yet even the college admissions cycle was not immune to the impact of COVID-19, as many colleges extended their regular…

Who Manages Your Money After Death?

2021 – 04/07 by Connie Brezik In the simplest situations, after your death, you leave your money outright to your spouse if he or she is living. Then, when your spouse passes, they leave the remaining money to your children. This assumes a straightforward family scenario, perhaps with only one marriage involved. Ideally, everyone is…

Finding a College That Fits Your Budget and Your Child

February 5, 2021 by David Ressner Knowledge is power. That fact applies to so many parts of life, especially college planning. Until recently, college admissions and financial aid were black boxes. But lately, light has been shone into that box. You can take advantage of that knowledge, rather than being taken advantage of, when searching…

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