Resources

Are You a Smaller, a Baller, or an Aller?

2021 – 09/21 by Jeffrey Levine Whether it happens sooner (perhaps as early as next year) or later (but likely no later than 2026), there’s a good chance we’re going to see a significant drop in the federal estate tax exemption amount. And while there’s some uncertainty around exactly when it will happen, one thing…

Does Planning End at Retirement?

2021 – 08/26 by Rob Ziliak, CFP®, Chief Experience Officer Imagine that, in the foreseeable future, you’ll have turned in all your company property, collected your final paycheck, and will be drinking a hurricane at half past noon while chair-dancing to “It’s Five O’Clock Somewhere.” You’ve planned on reaching that celebratory beach vacation over the…

Financial Alignment for Yourself and Your Family

2021 – 08/24 by Kurt Wunderlich In personal finance, it’s not what you make but what you keep that is important. In preparing the next generation to manage money, it’s not how much you know but what you model and share that matters most. Whether you have only lint in your pockets or are racing…

Making Sense of Education Savings: What’s Right for You?

2021 – 08/23 by David Ressner Feeling overwhelmed by your college savings choices? It’s no wonder – there are myriad options, and which ones are a good fit will depend on your specific circumstances. Whether you’re saving for college, graduate school or some other educational credential, working alongside an advisor who understands the available savings…

Gifting Money? Develop a Plan

2021 – 08/18 by Connie Brezik You’ve worked hard, you saved, you invested wisely, and you controlled spending. Your financial plan worked, and now you have money (or other assets) to share. But questions linger in your mind about whether you should do so and with whom. Many people do not give away money or…

SECURE Act 2.0 and Student Loans

2021 – 08/16 by Becca Craig Once in a while, the release of a sequel to a beloved movie franchise or the reboot of a classic TV series will garner a surprisingly huge amount of attention and excitement. The much-anticipated sequel to the 2019 SECURE Act, fittingly dubbed the SECURE Act 2.0, debuted in Congress in…

Pandemic Pivots: Questions to Ask Yourself About 7 Planning Topics

2021 – 08/09 by Jada Diedrich If the pandemic has proven anything, it’s that life-altering occasions—both those we experience firsthand and those that merely present themselves as possibilities—have the potential to uproot even the firmest of financial plans. Why? Because reminders of what’s most important to us—wake up calls about how we spend our time…

Sway with the Wind

2021 – 08/02 by Connie Brezik As we’ve learned, economic circumstances can at times change relatively quickly and unpredictably. Companies in some sectors may suffer while others thrive. Your personal economy, which is based on your particular situation, may be completely different than your neighbor’s. It often feels like trying to predict what things will…

After Your Divorce is Finalized, What’s Next?

2021 – 07/27 by Katie Keary, CFP®, CDFA® The judge has signed off and you are officially divorced. Whether the process was quick or drawn out, contentious or amenable, exhausting or empowering, it was almost certainly emotional and you can now release that pent-up sigh of relief. But hold on a minute, because you haven’t…

You Have to Stay the Course to Reach the Summit

2021 – 07/26 by Daniel Campbell, Investment Analysis Manager When it comes to meeting your most important financial goals, time in the market can be a significant factor. And that means sticking with your financial life plan for the long haul, through the market’s ups and downs and across inevitable – sometimes lengthy – periods…

Creating a Charitable Legacy for When You Are Gone

2021 – 07/15 by Elliot Dole, CFP® Not long ago I asked a philanthropic-minded member of the community for their thoughts around establishing a private foundation. After some reflection, this individual responded that they didn’t feel comfortable with the idea of others carrying forward their charitable mission, as whoever is chosen to lead the foundation…

The Joy of Being Wrong and the Danger of Desirability Bias

2021 – 07/12 by Tim Maurer, CFP® “No one enjoys being wrong,” Daniel Kahneman told Adam Grant, who recounted their conversation during a recent interview, “but I do enjoy having been wrong, because it means I am now less wrong than I was before.” Grant describes Kahneman, the psychologist seen as the originator of and greatest…

Financial Planning and Identity Theft Prevention

2021 – 07/09 by Kent Schmidgall, Wealth Advisor Sssssnap! That was the sound of the proverbial camel’s back breaking in September 2017, after Equifax announced a data breach that exposed the personal information of an astounding 147 million people. A steady drumbeat of data breaches had occurred prior to this time, yet nothing of the…

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