Resources

The Big Takeaway From The Equifax Hack?

What happens when one of the three primary entities designed to safeguard our financial identity to the outside world gets hacked?

We don’t know yet, but it’s quite possible that the answers will be illuminated in retrospect because Equifax waited more than a month to announce the breach.

What can you do at this time to ensure that you are shielded from the worst possible outcomes of this–or the inevitable next–mass identity theft?

More Hazards of Individual Stocks

In a recent article that highlighted the perils of owning individual stocks, I offered the historical evidence demonstrating how only a small percentage of stocks have accounted for all the gains provided by the market—with the vast majority earning a big, fat zero in aggregate cumulative returns, even before considering the impact of inflation or taxes.

InFocus Planning Your Best Retirement

A successful retirement involves having a plan to save: starting early and using the best investment vehicles available to you. It also involves having a plan to spend: adjusting your budget, designing a spend-down strategy and deciding how to spend your time during this new phase of life. A lot goes into a retirement plan, and the following resources offer topics to consider and questions to ask as you’re designing and refining yours.

Gurus Mostly Strike Out – Again

Larry Swedroe tallies mid-year hits and misses for 2017’s “sure thing” predictions. Larry Swedroe, Director of Research, The BAM Alliance At the start of each year, I compile a list of predictions that gurus have made for the upcoming year, along with some items I frequently hear from investors—sort of a consensus of “sure things.”…

Hedge Funds Again Miss the Mark

Larry Swedroe unpacks the data in his latest review of hedge funds’ lagging performance. Larry Swedroe, Director of Research, The BAM Alliance Hedge funds entered 2017 coming off their eighth-straight year of trailing U.S. stocks (as measured by the S&P 500 Index) by significant margins. And for the 10-year period ending 2016, one that included…

REITs: Are They a Distinct Asset Class?

Are REITs a distinct asset class? Larry Swedroe, Director of Research, The BAM Alliance Many investors think of real estate investment trusts (REITs) as a distinct asset class, because in aggregate they have historically had relatively low correlation with stocks and bonds, and their returns were not well-explained by the single-factor CAPM model. For example,…

Killing an Emerging Market Canard

Larry Swedroe on data that shows active management is a loser’s game in emerging markets too. Larry Swedroe, Director of Research, The BAM Alliance “To win in emerging markets, avoid the passive investing rush,” proclaimed the headline of a July 2017 Bloomberg article. That sentiment happens to be one of the greatest, and hardest to kill,…

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