Resources

Optical Illusions in Investing

October 12, 2020 (Zach Novak) Do you remember “The Dress”? From way back in 2015? Sure, hundreds of internet sensations memorable for one reason or another have gone viral over the years, but this one made a splash by any standard. Is the dress white and gold? Or is it really black and blue? Debate…

Long-Term Care Insurance: When and What Kind?

October 12, 2020 (Kent Schmidgall, Wealth Advisor) Although the current and future costs of long-term care are a chief concern for many, especially as we age, long-term care planning remains one of those less-than-desirable topics to raise with your advisor. Incapacitation can be a very difficult and sobering subject to broach, and I’ve found most…

2020 Year-End Tax Planning

October 12, 2020 (William Morgan) Clearly, 2020 has been a year unlike any other. The coronavirus pandemic and its impact on health and the economy has forced a lot of people to reassess their priorities and the financial life decisions tied to them. For some that means establishing or replenishing an emergency fund. For others…

Income Planning and Medicare in Retirement

Angela Muckler, Relationship Manager, 8/27/2020 Medicare is an area that practically every American will encounter when planning for retirement. It sits at the intersection of health and wealth in your financial life plan, and so often surfaces across a range of long-term planning conversations. Plus, Medicare and its associated costs can be a confusing topic,…

Benefits of Rebalancing

Connie Brezik, 8/27/2020 Diversifying your investment portfolio means putting together a mix of stocks, bonds and other investments with your financial goals, time horizon and risk tolerance in mind. Your mix is called your asset allocation. The idea behind diversification is that, overall, owning different kinds of investments should earn you higher returns with less…

Relief for Retirement Account Owners

The BAM ALLIANCE, 8/4/2020 On March 27, 2020, the Coronavirus Aid, Relief and Economic Security (CARES) Act was signed into law. Since then, the U.S. Treasury Department has issued guidance to clarify and, in some cases, expand the provisions of the CARES Act dealing with retirement accounts and the relief offered to retirement account owners…

Code Name: Monte Carlo

Sheldon McFarland, VP, Portfolio Strategy and Research, 8/4/2020 What do you get when you assemble a dozen or so of nuclear science’s greatest minds, give them access to the world’s first electronic general-purpose digital computer, and spend $2 billion during the height of World War II? An atomic bomb of course, and a sophisticated simulation…

Have a Conversation, for You and Your Family

Connie Brezik, 6/29/2020 During this pandemic, you may have family or friends whose health has been directly affected by COVID-19. And the longer you live, the more people you know will face significant health concerns. Making sure you and your family are prepared for these situations – now and in the future – is an…

Minimize Regret Over Maximizing Returns

Doug Buchan, 6/29/2020 “Maximizing returns” is a phrase that you’ll hear bandied about ad nauseam on both Wall Street and Main Street. As in, “My goal is to maximize my returns.” Is it though? Is that really the goal? Bronnie Ware would beg to differ. More on her in a moment. Personally, I can’t remember coming across…

Money and Happiness

Susan Strasbaugh, CFP®, EA, AIF®, 6/3/2020 “Wealth is not his that has it, but his that enjoys it.” – Benjamin Franklin Contrary to the popular saying, money can buy happiness, but only if you spend it in the right way. Behavioral economists and social psychologists have studied this topic – the intersection between money and…

Is COVID-19 Creating An Education Planning Crisis?

Tim Maurer, Director of Advisor Development, 6/3/2020 Few things in our lives have been so dramatically altered throughout the COVID-19 crisis as school and education. From online coursework to cancelled proms to a March devoid of Madness but full of uncertainty about whether or not college campuses would even reopen for the fall semester, there…

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